top of page

Terms & Conditions

Effective Date: 08/21/21

Welcome to Gold Patrons. By enrolling in our services, accessing our website, or purchasing a membership, you agree to the following Terms and Conditions. Please read them carefully.

1. Nature of Services

Gold Patrons is a deed and title theft protection agency. Our services include:

  • Monitoring public property records for changes to enrolled properties

  • Alerting members of detected changes related to ownership records

  • Assisting members in response coordination if unauthorized changes are detected

Gold Patrons does not guarantee prevention of fraud, but provides monitoring and alert services designed to notify members of potential unauthorized activity.

Gold Patrons is not a law firm, does not provide legal advice, and does not replace title insurance.

2. Membership Eligibility

To enroll:

  • You must be at least 18 years old

  • You must be the legal owner or authorized representative of the property enrolled

  • All information provided must be accurate and truthful

Gold Patrons reserves the right to deny or cancel membership at its discretion if false or misleading information is provided.

3. Monitoring & Alerts

Gold Patrons monitors publicly available property and deed records. Alerts are triggered when changes are detected within monitored databases.

Members understand and agree:

  • Monitoring depends on the availability and accuracy of public records

  • Delays may occur due to government or third-party reporting systems

  • Not all fraudulent activity may be immediately detectable

Gold Patrons is not responsible for errors, delays, or omissions caused by public record systems or third-party data providers.

​

SMS messaging will only be used to alert those that opt in about potential issues with their homes security as well as local hacks or compromised data they may be associated with in their area.

​

Users can OPT OUT of SMS messaging immediately by replying STOP to any message we send via SMS.

​

Message and data rates may apply.

​

Carriers are not responsible for messages.

4. Legal Fee Coverage

Gold Patrons offers legal fee coverage assistance under the following conditions:

  • Coverage applies only to members who were active and in good standing at the time the fraudulent deed or title change was committed.

  • Membership must have been active prior to the date the fraudulent filing was recorded in public records.

  • Coverage does not apply to incidents occurring before membership activation.

  • Coverage applies only to legal fees directly associated with restoring ownership rights resulting from unauthorized deed or title transfer.

Gold Patrons reserves the right to:

  • Approve legal representation

  • Review and verify documentation related to the claim

  • Determine reasonable and necessary legal expenses

Coverage does not include:

  • Pre-existing title disputes

  • Boundary disputes

  • Voluntary transfers

  • Fraud committed by the member or related parties

  • Non-title related legal matters

5. No Insurance Product

Gold Patrons membership is not insurance and is not regulated as an insurance policy.
It is a monitoring and legal-fee assistance membership program.

6. Member Responsibilities

Members agree to:

  • Keep contact information current

  • Promptly respond to alert notifications

  • Notify Gold Patrons immediately upon discovering suspicious activity

Failure to respond or cooperate may impact eligibility for coverage assistance.

7. Payments & Cancellation

Membership fees:

  • Are billed monthly, annually, or one lifetime payment depending on selected plan

  • Must remain current for membership to remain active

  • May be canceled at any time

If membership lapses due to non-payment, coverage is suspended immediately.

Reactivation does not retroactively restore coverage for incidents that occurred during lapse periods.

8. Limitation of Liability

To the fullest extent permitted by law:

  • Gold Patrons shall not be liable for indirect, incidental, or consequential damages

Gold Patrons is a detection system and does not guarantee prevention of deed or title fraud.

9. Indemnification

Members agree to indemnify and hold harmless Gold Patrons from claims arising from:

  • Misrepresentation of property ownership

  • Fraudulent enrollment

  • Misuse of services

10. Modifications

Gold Patrons reserves the right to update these Terms & Conditions at any time. Continued use of services constitutes acceptance of updated terms.

11. Governing Law

These Terms & Conditions shall be governed by the laws of the State of [Insert State].

12. Contact Information

Gold Patrons
445 Broadhollow Rd, Melville, NY, 11747
Contact@GoldPatrons.com
516-283-1643
GoldPatrons.com

bottom of page